Are you one of the many millions of classic car owners in the United States? Are you worried about paying too much to insure your car? Is classic car insurance cheaper?

There is much to consider when protecting your classic car. Insurance is a must-have if you want to enjoy your car on the open road.

We have done the research for you. Learn everything you need to know when insuring classic cars.

Classic Cars

Congratulations on being a part of automotive history. Classic car collection is a hobby for millions of Americans. If your classic is over 25 years old, then you are part of the club.

The classic car affinity is popular amongst all ages and genders. There are forums dedicated to enthusiasts like you, for all makes and models.

Is a classic car worth it? That answer is in the eye of the beholder.


Is your classic beauty an American model or a foreign one? Here are a few tips to keep your classic running for many more miles to come.

Keep It Clean and Shiny

Whether or not your classic is your daily driver, regular washing and waxing will continue to protect the paint.

Check the Fluids

Check all fluid levels on a regular basis. Low levels can be damaging to your classic car more quickly than cars of today.

Drive It

One of the best ways to maintain your investment, and enjoy it, is to drive it. Drive it as often as you can. When a car sits, the battery loses power, tires develop flat spots, and seals dry and crack.

See a Professional

A skilled mechanic is your friend. Their expertise will help keep your classic in tip-top shape and running smoothly.

Search for a mechanic that specializes in your make and model. Make sure they are a certified automotive technician. Ask other classic car aficionados, like yourself, for a referral.

Is Classic Car Insurance Cheaper

One of the most important ways to protect your classic car purchase is with the best classic car insurance. Is classic car insurance cheaper?

In general, classic cars are driven less often than traditional daily drivers. The assumption is that less driving equals fewer accidents. Fewer accidents mean lower premiums.

In the event of an accident, and a total loss, your classic car insurance has you covered. The true value of the car is agreed upon at the policy’s inception.

Finding the Right Insurer

There are companies that specialize in classic car insurance. Do your homework and shop for the best classic car insurance companies, comparing coverage and price. includes a team of classic car experts. Their premiums are up to 36% less than traditional car insurance policies. Many classic car insurance policies come with restricted mileage, but they offer policies with a choice of free or restricted miles.

Drive On

In the end, you have your classic car to drive it. Is classic car insurance cheaper? It will likely be less of a premium depending on your total insurance needs.

We hope you have found this article informative. Read more of our other car-related topics and tips that you may find of interest.

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